"Worst-case scenario" has become your life's theme. From the nasty breakup on Valentine's Day to the flat tire on the way to the job interview to the pathetic toilet-paper incident caught on the JumboTron, you've had it rough. You've tried to be strong and keep a stiff upper lip, but sometimes you feel too despondent to breathe. When the tide of misery reaches flood stage, point your sinking raft in the direction of the Ritz-Carlton and its Lobby Lounge. The cushy couches and chairs soften life's blows while you sadly slurp your fourth snifter of Grand Marnier. And when you find you're too tipsy to drive back to that depressing hellhole you call home, just stumble right into one of the Ritz's 301 comfy rooms. Sure, you'll regret it when your hungover eyes behold the bill tomorrow morning. But you, of all people, can't put a price on happiness.